Compare · Model A vs Model B
Own-Name vs Company-Keeper Registration
An honest side-by-side of our two registration models. Both are lawful under German FZV; the right choice depends on how much you value speed vs. having the papers physically in your name.
Last updated: August 2026 · Published by GermanCarRegistration (SRAC Fahrzeugpflege UG (haftungsbeschränkt)). This is general information, not legal or tax advice.
| Dimension | Model B · Own name | Model A · Company keeper |
|---|---|---|
| Papers in whose name (Halter) | You | SRAC Fahrzeugpflege UG (haftungsbeschränkt) |
| Owner (Eigentümer) | You, via purchase contract | You, via purchase contract |
| Insurance setup | Arranged through AXA/Zurich, issued for the registered keeper (you) | AXA/Zurich fleet master policy |
| Typical timeline | 7–14 business days | ~5 business days |
| Paperwork on your side | Apostilled ID, notarised POA, foreign residency proof | Passport copy + purchase contract |
| Cost structure | €500 one-time setup + €99/month (12 months upfront); +€400 if the car still has foreign papers | €500 one-time setup + €99/month (12 months upfront); +€400 if the car still has foreign papers |
| Best for | Collectors, HNW owners, anyone needing papers physically in their name | Fast, low-friction registration for non-residents |
| Change later? | Yes, downgradable to Model A | Yes, upgradable to Model B |